I’ve just updated my tracking bars on the side and have also decided to make a few changes.

Primarily, I’ve decided that right now is just not a good time to buy a Vespa, what with the economy the way it is and the chance that I might lose my job. It would involve large upfront and ongoing costs. I could handle it in a good economy, but not this one.

The decision was difficult, but I’m switching all the money I saved for travel and the scooter into my emergency fund, and my old emergency fund into my fun & travel fund.

Got that? 😉

I feel better now, knowing that I’ve got at least two grand to fall back on. Now I just need to moderate my spending. I’m also going to try and do what everyone else in the PF world seems able to do: actually sock the money away.

I want to actually reach my EF goal, and then move onto the next one, I suppose. I will continue to simultaneously contribute to all of my accounts, but anything extra I receive will go into the EF from now on. I will also try and use it less!

The next change I made was swap the Wedding Fund account into a TFSA. We’ll see how that works out.

I also updated my networth through NetworthIQ. I am SO happy to see it starting to go up again. My RRSP’s have gone up since the huge drop in October, and my credit cards owing has also gone down, increasing my networth overall.

Thank goodness!

This year seems to be off to a good start. Now I’ve got to keep it going that way!